b'Interest free travel card loansHow does it work?To avoid you paying for an annual travel card all at once, we pay for it and deduct the cost from your salary in 12 monthly instalments.To do this, you sign a document to allow us to make the deductions and to declare that, if you leave before the sum is fully repaid, we can deduct the balance from your final salary or that you will pay it back.What do I need to do?Please contact ECDCs Finance Director who will organise this with you.6'